First and foremost if you need debt help you have to get the ball rolling. Pick up the phone and speak to a Blair Endersby IVA advisor today on 0800 096 1711.
If an Individual Voluntary Arrangement appears to be suitable for you, you'll receive a pack through your letterbox. Complete it, send it back and the process starts. It's as simple as that.
If you don’t qualify for IVA help, our specialist debt advisors can help you decide on other ways to get back on track. Even if an IVA isn’t for you, there’s no need to look elsewhere as we offer a range of debt management plans and finance schemes available through our group companies.
Normally the length of paying back your debts with an IVA is no more than 60 months. As soon as your IVA is approved, all interest and extra charges stop.
As long as you keep to the terms of your IVA, your creditors are legally bound to it. Your financial situation is assessed on a yearly basis and your creditors cannot increase your payments unless there are significant changes to your circumstances. They cannot take further action against you or change their minds at a later date.
At Blair Endersby, we are with you every step of the way.
Call us today on 0800 096 1711 or request IVA advice here online. Or do a quick, five minute debt test now to see if you could qualify for an IVA.
* Only applicable for an IVA – Terms & Conditions Apply: Debt write off applies only where an Individual Voluntary Arrangement is suitable, adhered to and at the end of 60 months. This relates to unsecured debts that were included with an IVA and does not include any secured debts mortgages, HP or utility bills. Failure to adhere to an IVA can result in bankruptcy. An IVA will affect your credit rating for up to 72 months after completion of your IVA. Fee Payable this is paid out of your monthly contributions to your IVA and will be notified to you in advance. Homeowners may be required to remortgage after 3 years. Alternative solutions may be offered.
* Blair Endersby Ltd: Registered Office Address: City Wharf, New Bailey Street Manchester, M3 5ER. Registered in England and Wales: 3849301: Consumer Credit Licence Number:480389, VAT Registration:855339696: Data Protection Registration No Z8891939: Our Insolvency Practitioners are licensed by the Association of Chartered Certified Accountants.
Blair Endersby - IVA Specialists, IVA Advice a sister company of Baines and Ernst Debt Solutions Specialists