1 million adults without a bank account.

Almost a million adults do not have a bank account, according to the watchdog, Consumer Focus.
It has issued a major report, On the Margins, looking at why so many people exist solely in the cash economy.
The organisation, made up of a merger between Energywatch, Postwatch and the National Consumer Council, says that those who do not have the facility miss out on a range of benefits that many people take for granted.
They pay more by not being able to use direct debit for bills - or the internet to buy goods and services.
Getting money in the first place is hard, too, with fewer employers paying staff in cash. It is estimated that by 2018, only 2% of employees will be paid in this way.
The report identifies a number of common barriers that prevent consumers taking advantage of the benefits of mainstream banking services, including language problems and existing debts.
Nick Pearson, Director of External Affairs at Paymex Group commented “being without account often leaves people paying more for many goods and services as the best deals are normally only available to people who can pay by direct debit. The Paymex Group Evolution bank account is the ideal solution for the unbanked. There’s no credit check involved, so the account is suitable for those with previous or current CCJ’s, defaults and bankrupts. All it takes is the usual ID checks; once they’re complete, acceptance is guaranteed.”