IVA Help

First and foremost if you need debt help you have to get the ball rolling. Pick up the phone and speak to a Blair Endersby IVA advisor today on 0800 096 1711 to discover more about what an IVA is.

The IVA Process

If an Individual Voluntary Arrangement appears to be suitable for you, following your consultation you'll receive a pack through your letterbox for our IVA Advisory Service. Assuming you are happy to proceed with our service just complete it and send it back. It's as simple as that.

If you don't qualify for IVA help, our specialist debt advisors can give you more information and help you decide on other ways to get back on track. Even if an IVA isn't for you, there's no need to look elsewhere as we offer a range of debt management plans and finance schemes through our group companies - so seeking our IVA advice is always worthwhile.

Normally the length of paying back your debts with an IVA is typically 60 months.If you're eligible for IVA help, all interest and charges stop as soon as your IVA is approved.

As long as you keep to the terms of your IVA process, your creditors are legally bound to it. Your financial situation is assessed on a yearly basis andwill always remain affordable as it depends on your income and expenditure details. They cannot take further action against you or change their minds at a later date.

Call us today on 0800 096 1711 for more information on IVA or request IVA advice here online. You can also complete an express IVA debt test now to see if you could start the IVA process today.

An IVA is a formal legal agreement and will affect your credit rating for up to 72 months after completion. Homeowners may be required to remortgage in the 4th year of the IVA.

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* All our products and services are subject to status and acceptance and Terms and Conditions apply. Debt write-off applies only to debts included in the IVA, where an IVA is approved by creditors, adhered to and usually at the end of 60 months. Percentage debt write-off and monthly payments will depend upon individual circumstances. Failure to adhere to an IVA can result in bankruptcy. An IVA will affect your credit rating for up to 72 months after completion. Fees payable out of your contributions to your IVA before creditors receive payment and will be notified in advance. Homeowners may be required to remortgage after 4 years. Your ability to obtain credit will be affected in the short to medium term. Fees apply. Calls may be recorded and monitored for quality assurance. To protect our clients confidentiality, their names, ages and occupations have been changed, and actors photographs have been used. Alternative solutions may be offered. If the solution provided involves repaying the debts over a longer period and interest and charges are not frozen then it may increase the total amount to be repaid.
* Blair Endersby Ltd: Registered Office Address: 8 St John Street, Manchester, M3 4DU. Registered in England and Wales: 3849301: Consumer Credit Licence Number:480389, VAT Registration:927234914: Data Protection Registration No Z8891939: – Blair Endersby is part of the Paymex Group.
Blair Endersby is a sister company of Baines and Ernst Debt Solutions Specialists

† Calls are free if made from a BT landline. Calls made from mobiles and other networks may be charged. Please check with your service provider. Mobile phone users may find it cheaper to call 0161 656 7702.