IVA Benefits

There are many benefits to an Individual Voluntary Arrangement (IVA) when it comes to dealing with debts and easing money worries, which is why an IVA is an increasingly popular measure for people trying to get out of the red and back into the black. Blair Endersby specialise in providing IVA debt advice as we know the benefits of an IVA offer a great deal for both you and your creditors, especially when compared to other debt solutions such as bankruptcy.

An IVA helps give you back control over your debt. Typically lasting no more than 60 months*, the IVA process sets a single monthly payment that is both affordable for you and fair to your creditors. All further charges and additional interest on your debt are frozen, and the agreement is legally binding, meaning that once an IVA is in place your debt is under your control.

What’s more, an IVA can also help give you peace of mind. You will be protected from court action by your creditors, and you may no longer be at risk of losing assets such as your home*.

Once your final payment has been made and the terms of the IVA agreement have been adhered to, your creditors will be legally bound to write off any outstanding unsecured debt in accordance with their contract.

So don’t waste another minute or another penny - find out now if an IVA debt solution is right for you by speaking to one of our experts on our UK help line (0800 096 1711), or spend just a couple minutes now to apply for an IVA.

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* All our products and services are subject to status and acceptance and Terms and Conditions apply. Debt write-off applies only to debts included in the IVA, where an IVA is approved by creditors, adhered to and usually at the end of 60 months. Percentage debt write-off and monthly payments will depend upon individual circumstances. Failure to adhere to an IVA can result in bankruptcy. An IVA will affect your credit rating for up to 72 months after completion. Fees payable out of your contributions to your IVA before creditors receive payment and will be notified in advance. Homeowners may be required to remortgage after 4 years. Your ability to obtain credit will be affected in the short to medium term. Fees apply. Calls may be recorded and monitored for quality assurance. To protect our clients confidentiality, their names, ages and occupations have been changed, and actors photographs have been used. Alternative solutions may be offered. If the solution provided involves repaying the debts over a longer period and interest and charges are not frozen then it may increase the total amount to be repaid.
* Blair Endersby Ltd: Registered Office Address: 8 St John Street, Manchester, M3 4DU. Registered in England and Wales: 3849301: Consumer Credit Licence Number:480389, VAT Registration:927234914: Data Protection Registration No Z8891939: – Blair Endersby is part of the Paymex Group.
Blair Endersby is a sister company of Baines and Ernst Debt Solutions Specialists

† Calls are free if made from a BT landline. Calls made from mobiles and other networks may be charged. Please check with your service provider. Mobile phone users may find it cheaper to call 0161 656 7702.