Considering debt management?

Take the Express Debt Test Now to find out if debt management could be the right choice for you.

The criteria for a Debt Management Plan:

• Two or more creditors

• More than £5000 of unsecured debt

• Minimum disposable income of £100

• Proof of employment

Don’t fit the Debt Management Plan criteria?

Blair Endersby's sister company, Baines and Ernst, provide successful debt management plans to help alleviate your financial issues. Debt Management Plans can be an effective way to alleviate your financial problems.

The Debt Management Plan allows you, subject to creditor agreement, to pay off a portion of your debts every month in affordable amounts. Additionally, because Baines & Ernst have a lot of contacts within the industry they are generally able to negotiate the stoppage of extra interest and charges with your creditors for the duration of the programme, though this is not guaranteed.

Baines and Ernst offer a full service to help you through this time of need and their staff are ready to take your call any time. Debt management plans are unlike IVAs in that there is no legal agreement between you and your creditors. Your Debt Management Plan is fully flexible and can be altered at any time to suit your changing circumstances. You can even cancel your plan at any time with no penalties.

For more information on debt management plan, request information online, or give Baines and Ernst a call on 0800 096 1711.