Debt Management Plans
This content is provided by our sister company Baines & Ernst, who specialise in Debt Management Plans.
Take the Express Debt Test Now to find out if debt management could be the right choice for you.
The criteria for a Debt Management Plan:
Don’t fit the Debt Management Plan criteria?
Blair Endersby's sister company, Baines & Ernst, provide successful debt management plans to help alleviate your financial issues. Debt Management Plans can be an effective way to alleviate your financial problems.
The Debt Management Plan allows you, subject to creditor agreement, to pay off a portion of your debts every month in affordable amounts. Additionally, because Baines & Ernst have a lot of contacts within the industry they are generally able to negotiate the stoppage of extra interest and charges with your creditors for the duration of the programme, though this is not guaranteed.
Baines and Ernst offer a full service to help you through this time of need and their staff are ready to take your call any time. Debt management plans are unlike an IVA in that there is no legal agreement between you and your creditors. Your Debt Management Plan is fully flexible and can be altered at any time to suit your changing circumstances. You can even cancel your plan at any time with no penalties.
For more information on debt management plan or for debt advice, request information online, or give Baines and Ernst a call on 0800 096 1711.
Repaying debt over a longer period may increase the total amount to be repaid. Your ability to obtain credit will be affected in the short term and might be affected in the medium to long term.
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* Only applicable for an IVA – Terms & Conditions Apply: Debt write off applies only where an Individual Voluntary Arrangement is suitable, adhered to and at the end of 60 months. This relates to unsecured debts that were included with an IVA and does not include any secured debts mortgages, HP or utility bills. Failure to adhere to an IVA can result in bankruptcy. An IVA will affect your credit rating for up to 72 months after completion of your IVA. Fee Payable this is paid out of your monthly contributions to your IVA and will be notified to you in advance. Homeowners may be required to remortgage after 4 years. Alternative solutions may be offered.
* Blair Endersby Ltd: Registered Office Address: City Wharf, New Bailey Street
Manchester, M3 5ER. Registered in England and Wales: 3849301: Consumer Credit
Licence Number:480389, VAT Registration:927234914: Data Protection Registration
No Z8891939: Our Insolvency Practitioners are licensed by the Association
of Chartered Certified Accountants and the Insolvency Practitioners Association
– Blair Endersby is part of the Paymex Group.
Blair Endersby - IVA Specialists, IVA Advice a sister company of Baines and Ernst Debt Solutions Specialists