Bankruptcy Advice

If you’re seeking advice on bankruptcy, did you know you might be able to qualify for an IVA instead?

Declaring bankruptcy should be the last resort when it comes to taking control of your debts. Because we know just how stressful it can be, through our partners we can provide a facilitation service and bankruptcy advice helpline to help you through.

Perhaps the best advice that can be offered is to consider an IVA. The IVA is a popular alternative to bankruptcy for people who are in £15,000 of debt or more. Subject to creditor approval interest and extra charges are stopped, and you pay back your debt in manageable monthly sums. An IVA is a formal agreement between you and your creditors and failure to adhere to the agreement can result in bankruptcy.

For bankruptcy advice and more information on the options available to you, why not speak to one of our advisors now – it only takes five minutes and you could be on the road to resolving your debts.

alternatively, Take the Blair Endersby Express Debt Test now to see if you could qualify for an IVA.

Why do people declare bankruptcy?

The most common reason for declaring bankruptcy is if you have a very low or negative disposable income or if you cannot afford to make repayments on your debts. We cannot advise enough that this should be your last resort, therefore you should seek IVA advice from Blair Endersby as soon as possible.

Why not speak to one of our advisors now – it only takes five minutes and you could be on the road to a debt free existence.

Call today on 0800 096 1711, or take the Express Debt Test today to see if bankruptcy is really necessary.

You can also view a free publication from The Insolvency Service 'Guide to Bankruptcy' which provides further details, on the process involved in Bankruptcy.

View the fees for Bankruptcy on the Baker Evans website by clicking here.

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* All our products and services are subject to status and acceptance and Terms and Conditions apply. Debt write-off applies only to debts included in the IVA, where an IVA is approved by creditors, adhered to and usually at the end of 60 months. Percentage debt write-off and monthly payments will depend upon individual circumstances. Failure to adhere to an IVA can result in bankruptcy. An IVA will affect your credit rating for up to 72 months after completion. Fees payable out of your contributions to your IVA before creditors receive payment and will be notified in advance. Homeowners may be required to remortgage after 4 years. Your ability to obtain credit will be affected in the short to medium term. Fees apply. Calls may be recorded and monitored for quality assurance. To protect our clients confidentiality, their names, ages and occupations have been changed, and actors photographs have been used. Alternative solutions may be offered. If the solution provided involves repaying the debts over a longer period and interest and charges are not frozen then it may increase the total amount to be repaid.
* Blair Endersby Ltd: Registered Office Address: 8 St John Street, Manchester, M3 4DU. Registered in England and Wales: 3849301: Consumer Credit Licence Number:480389, VAT Registration:927234914: Data Protection Registration No Z8891939: – Blair Endersby is part of the Paymex Group.
Blair Endersby is a sister company of Baines and Ernst Debt Solutions Specialists

† Calls are free if made from a BT landline. Calls made from mobiles and other networks may be charged. Please check with your service provider. Mobile phone users may find it cheaper to call 0161 656 7702.