Bank Accounts for Bad Credit

The Evolution Current Account has been carefully designed to give you the financial support you need - including an Evolution MasterCard® prepaid card, telephone banking, internet banking, direct debit and standing order payments - but without the danger of falling into debt or having your cash flow stopped suddenly. It puts you in control.

Opening it couldn't be easier as there are no credit checks or lengthy forms to fill out - all you have to provide is suitable proof of ID and confirmation of your home address, most of which we may be able to do automatically.

When the account is set up, use the Wage Transfer Request to arrange to have your wages paid directly into your Evolution Current Account, and pay in any other cheques or money you receive using the paying in slip provided. Once the funds are cleared, away you go. You are able to set up automated transfers from your Evolution Current Account to your Evolution MasterCard® prepaid card. This will help you manage your money by leaving enough in your Evolution Current Account to cover all your Direct Debits, Standing Orders or other outgoings. The money transfered to your Evolution MasterCard® prepaid card can be used to withdraw cash, make purchases online, in-store or over the phone.

But the best part is, no matter what there are no overdraft charges.

Evolution Banking Ltd. is part of the Paymex Group.

Secure Trust Bank Public Limited Company is entitled to use the Evolution Banking trade mark under license from Evolution Banking Ltd.

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* All our products and services are subject to status and acceptance and Terms and Conditions apply. Debt write-off applies only to debts included in the IVA, where an IVA is approved by creditors, adhered to and usually at the end of 60 months. Percentage debt write-off and monthly payments will depend upon individual circumstances. Failure to adhere to an IVA can result in bankruptcy. An IVA will affect your credit rating for up to 72 months after completion. Fees payable out of your contributions to your IVA before creditors receive payment and will be notified in advance. Homeowners may be required to remortgage after 4 years. Your ability to obtain credit will be affected in the short to medium term. Fees apply. Calls may be recorded and monitored for quality assurance. To protect our clients confidentiality, their names, ages and occupations have been changed, and actors photographs have been used. Alternative solutions may be offered. If the solution provided involves repaying the debts over a longer period and interest and charges are not frozen then it may increase the total amount to be repaid.
* Blair Endersby Ltd: Registered Office Address: 8 St John Street, Manchester, M3 4DU. Registered in England and Wales: 3849301: Consumer Credit Licence Number:480389, VAT Registration:927234914: Data Protection Registration No Z8891939: – Blair Endersby is part of the Paymex Group.
Blair Endersby is a sister company of Baines and Ernst Debt Solutions Specialists

† Calls are free if made from a BT landline. Calls made from mobiles and other networks may be charged. Please check with your service provider. Mobile phone users may find it cheaper to call 0161 656 7702.